401(k) Tax Compare | Goldleaf Retirement Income Planners
GOLDLEAFRETIREMENT INCOME PLANNERS
Retirement income planning for the real world.

What Should You Do With Your Old 401(k)?

Answer a few questions and get a quick, age‑based recommendation. Then grab a free 15‑minute review.

60‑Second 401(k) Checkup

Find out if you should roll it over, leave it, or reallocate for growth or income.

  • See options based on your age and balance
  • Reveal common fee and control pitfalls
  • Get a simple next‑step plan
We’ll only ask for ballpark amounts.
Educational only, not advice.

Your Basics

Educational only, not advice.

Your Old 401(k) Details

Add each old 401(k). No account numbers — estimates are fine.

Your accounts

Educational only, not advice.

Snapshot Recommendation

Tax Snapshot (Illustrative)

See how taxes may affect your old 401(k) by age 65 under simple assumptions.

5%
6.5%
8%
Defaults to a moderate return. Toggle to compare.
Adds a simple state rate to the federal rate for a quick apples-to-apples view.
Illustrates tax due if converting part of the balance this year.
Projected pre-tax balance at 65
$0
Assumes 6.5% for 0 years; no new contributions to old accounts.
“Tax at risk” at 65
$0
Projected pre-tax × assumed retirement marginal rate (24% federal).
First-year withdrawal tax (4% × rate)
$0
Assumes retirement at 65, federal taxes only unless state is toggled on. 4% first‑year withdrawal is a planning proxy, not a rule.
Educational only, not advice.

Detail: Schedule & Compare (Illustrative)

See the year‑by‑year plan and a simple comparison of converting some dollars now vs waiting until retirement. Educational only, not advice.

You’ll owe income tax on the converted amount this year.
Defaults to years until age 65; adjust as needed.
Current marginal (federal): 24% · Retirement marginal (federal): 24% · State: Off
5%
6.5%
8%
Convert in stages (Roth)
$0
Net at 65 (qualified Roth, tax‑free)
Wait & keep pre‑tax
$0
After‑tax at 65 (apply retirement rate)
Delta at 65
$0
Assumes same return (6.5%), taxes from cash, retirement rate 24% (federal only).
Advanced (optional)hidden
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If withheld, the actual amount moved to Roth each year is reduced by taxes.
We apply net returns: Roth uses base return; Wait path uses base minus this fee delta.
State tax mirrors your toggle on the previous page.
Show year‑by‑year schedulehidden
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Educational only, not advice.

Get Your Personalized 401(k) Rollover Strategy

We’ll send your summary and options. No spam — just clarity.

Educational only, not advice.
Goldleaf Retirement Income Planners
Educational information only. Not intended as tax, legal, or investment advice.